Can you buy my car if I still owe money on it?

No. We cannot buy vehicles with an active lien or loan. The lien must be resolved before the title can transfer.

What is the 2022 lien rule?

If your lien is from 2022 or before, meaning at least four years old, call (954) 787-5717. We will check whether we can buy the vehicle. Many old liens were paid off with the release never recorded.

I paid off the loan but the lien still shows. Now what?

Get a lien satisfaction letter from your lender. With that in hand, the sale is usually straightforward.

What if I do not know the lien date?

Check your title paperwork or contact the lender. The date the lien was placed is what matters for our rule.

Do you buy financed cars in any situation?

Only under the 2022-or-before rule after we review the details. Active loans are a hard no, and we would rather tell you that upfront.

Lien on the Car? Here Is the Honest Answer.

Active liens: we cannot buy
Lien from 2022 or before? Call us
We check every case individually
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Keys Lost, Sale Found

Why Sell Your Keyless Car to Us?

Skip the $200 to $500 key replacement: Modern keys with chips and fobs cost a fortune to replace, and dealers charge the most. If the car is not worth that investment to you, sell it as-is and keep the key money in your pocket.
Ownership is proven with paperwork, not keys: What matters is that you own the car: title in your name and a photo ID. Keys are convenience items. We buy keyless cars every week.
Our trucks load cars without keys: Winches, dollies, and steering workarounds are standard equipment for our drivers. A car that cannot be driven onto the truck gets winched on. Routine for us.

Car with no keys being towed for cash in South Florida

Straight Answers on Liens

Experienced and Caring Team: Our skilled team has years of experience in auto recycling. We handle your junk car with care and professionalism.
Commitment to Customer Satisfaction: We are committed to providing outstanding service and ensuring your satisfaction at every step of the car removal process.
Supporting Local Communities: By recycling cars, we not only help you but also contribute to the local economy and environmental health of South Florida.

954-787-5717

Vehicle purchased without keys in South Florida

The Straight Rule on Liens

Let us be direct: we cannot buy vehicles with an active lien or loan. When a lender holds a lien, they have a legal claim on the car, and the title cannot transfer cleanly until that is resolved. Any buyer who tells you otherwise is setting you up for trouble.

But here is the exception that matters: if your lien is from 2022 or before, meaning it is at least four years old, call (954) 787-5717. In many of these older cases the loan was paid off long ago and the lien release just never got recorded, or the situation is otherwise resolvable. We will check whether we can buy the vehicle.

How to Check Your Lien Status

Before you call, it helps to know where you stand.

Check your title

A Florida electronic title will show lienholder information. If you have a paper title, look for a lien entry and any stamp showing it was satisfied.

Contact your lender

If you paid off the loan, ask the lender for a lien satisfaction letter. This is the single most useful document you can have.

Know the lien date

Our rule is about the lien's age: 2022 or before. Find the date the lien was placed.

What Happens When You Call

Tell us the year, make and model, plus the lien details: who the lender was, when the lien was placed, and whether the loan was paid off. We will tell you honestly whether we can buy it. If we can, pickup is fast, usually within about an hour, with free towing and cash on the spot.

Do Not Let an Old Lien Trap the Car

We see this constantly: a car paid off years ago, but the lien release never got filed, so the owner assumes the car is unsellable. The car sits, deteriorates, and loses value. A five minute call to (954) 787-5717 can resolve what years of assuming could not.

Related: selling with no title, sell my car fast, we buy running cars. Get a cash offer now: 954-787-5717.

FAQ

Frequently Asked Questions

Answering your questions about our services.

: No. We cannot buy vehicles with an active lien or loan. The lien must be resolved before the title can transfer.
: If your lien is from 2022 or before, meaning at least four years old, call (954) 787-5717. We will check whether we can buy the vehicle. Many old liens were paid off with the release never recorded.
: Get a lien satisfaction letter from your lender. With that in hand, the sale is usually straightforward.
: Check your title paperwork or contact the lender. The date the lien was placed is what matters for our rule.
: Only under the 2022-or-before rule after we review the details. Active loans are a hard no, and we would rather tell you that upfront.

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